9月5日 多伦多八月份二手房市场

TRREB: GTA Housing Market Becoming More Affordable

TRREB：大多伦多地区的住房市场变得更加可负担。

TORONTO, ONTARIO, September 5, 2024 – Greater Toronto Area (GTA) home sales were down on a year-over-year basis in August 2024. New listings were up slightly over the same period. While the region’s housing market remained well-supplied in August, average home prices only edged slightly lower compared to August 2023.

多伦多，安大略省，2024年9月5日 — 2024年8月，大多伦多地区（GTA）的房屋销售量与去年同期相比有所下降。同期新上市房源略有增加。尽管8月该地区的住房市场供应充足，平均房价与2023年8月相比仅略有下降。

“The Bank of Canada’s rate cut announced on September 4 will lead to a further improvement in affordability, especially for those using variable rate mortgages. First-time buyers are especially sensitive to changes in borrowing costs. As mortgage rates continue to trend lower this year and
next, we should experience an uptick in first-time buying activity, including in the condo market,” said Toronto Regional Real Estate Board (TRREB) President Jennifer Pearce.

“加拿大央行于9月4日宣布的降息将进一步改善房屋的可负担性，特别是对于使用浮动利率按揭的购房者。首次购房者对借贷成本的变化尤为敏感。随着今年和明年按揭利率继续下降，我们应该会看到首次购房活动的增加，包括在公寓市场中，” 多伦多地区房地产委员会（TRREB）主席詹妮弗·皮尔斯表示。

GTA REALTORS® reported 4,975 home sales through TRREB’s MLS® System in August 2024 – down by 5.3 per cent compared to 5,251 sales reported in August 2023. New listings entered into the MLS® System amounted to 12,547 – up by 1.5 per cent year-over-year. On a seasonally adjusted basis, August sales edged up on a monthly basis compared to July,
whereas new listings were down slightly compared to the previous month.

GTA的房地产经纪人®报告称，2024年8月通过TRREB的MLS®系统售出的房屋为4,975套，比2023年8月的5,251套下降了5.3%。新挂牌的房源为12,547套，同比增加了1.5%。经季节性调整后，8月的销售量与7月相比略有上升，而新挂牌的房源较上月略有下降。

The MLS® Home Price Index Composite benchmark was down by 4.6 per cent year-over-year in August 2024. The average selling price was down by a lesser 0.8 per cent compared to August 2023 to $1,074,425. The different annual rates of change between the MLS® HPI Composite and the average selling price were largely due to an increase in the share of detached home sales compared to last year, impacting the average price. On a seasonally
adjusted basis, the average selling price edged lower compared to July.

MLS®房价指数综合基准在2024年8月同比下降了4.6%。与2023年8月相比，平均售价下降了0.8%，至1,074,425加元。MLS®房价指数综合基准与平均售价之间年变动率的差异主要是由于独立房屋销售比例较去年有所增加，从而影响了平均价格。经季节性调整后，平均售价较7月略有下降。

“As borrowing costs trend lower over the next year-and-a-half, home buyers will initially benefit from both lower monthly mortgage payments and lower home prices. Even as demand picks up, especially in 2025, it will take time for the inventory of listings to be absorbed. Ample choice in the market will help keep price growth moderate, at least in the initial phases of recovery,” said TRREB Chief Market Analyst Jason Mercer.

“随着未来一年半借贷成本的下降，购房者将首先受益于更低的月按揭付款和房价。即使需求增加，尤其是在2025年，房源库存的消化仍需时间。市场上充足的选择将有助于在恢复的初期阶段保持房价增长的温和，”多伦多地区房地产委员会（TRREB）首席市场分析师杰森·默瑟表示。

“Today’s elevated listing inventory will ultimately recede. We need to maintain a sustained focus on boosting home construction, especially as it relates to producing the right mix of home types to meet consumers’ needs. This new housing also has to be affordable. Municipalities can help by reducing development charges, which are ultimately passed on to home buyers. If people can't find affordable housing in the GTA or surrounding Greater Golden Horseshoe, they will move elsewhere, and not necessarily to other parts of Ontario or Canada. Housing is a key driver of our region's economic development,” said TRREB CEO John DiMichele.

“当前的高挂牌库存最终会减少。我们需要持续关注增加住房建设，特别是确保提供适合消费者需求的房屋类型。这些新住房还必须是可负担的。各市政府可以通过减少开发费用来帮助，因为这些费用最终会转嫁给购房者。如果人们在大多伦多地区或周边的金马蹄地区找不到可负担的住房，他们会搬到其他地方，不一定是安大略省或加拿大的其他地区。住房是我们地区经济发展的关键驱动力，”多伦多地区房地产委员会（TRREB）首席执行官约翰·迪米凯莱表示。

参考：https://trreb.ca/hlfiles/pdf/mw_august_2024_564283197466489.pdf